J.P. Morgan Global Liquidity Europe Web Site Privacy and Cookie Policy

Privacy Policy

1. J.P. Morgan Asset Management (JPMAM) may collect, hold, use and disclose (‘process’) information about individuals* which may constitute personal data (including sensitive personal data) under the EU Data Protection Directive and implementing laws, and the laws of other European, Middle East and African (EMEA) countries.
   
2. The personal data may be processed for purposes including:
   1. Administering relationships and related services.
   2. Operational purposes, credit assessment, and statistical analysis (including behaviour analysis).
   3. Conducting market or customer satisfaction research.
   4. Providing individuals with information concerning products and services which we believe will be of interest.
   5. Compliance with any requirement of law, regulation, associations, voluntary codes we decide to adopt, or good practice, anywhere in the world.
   6. Confirming and verifying an individual’s identity (this may involve the use of a credit reference agency or other third parties acting as our agents) and to conduct due diligence. We may also screen against publicly available government and/or law enforcement agency sanctions lists.
   7. The detection, investigation and prevention of fraud and other crimes or malpractice.
   8. For the purpose of, or in connection with, any legal proceedings (including prospective legal proceedings), for obtaining legal advice or for establishing, exercising or defending legal rights.
      
3. The personal data may be disclosed:
   1. To any organisation in our group of companies, their agents, auditors, service providers, regulators, governmental or law enforcement agencies or any person we reasonably think necessary for the processing purposes outlined above.
   2. To actual or potential purchasers of parts of our business, and their respective advisers and insurers, and in relation to the transfer of our contractual rights and/or obligations.
   3. If we or any person to whom we disclose personal data otherwise have a right or duty to disclose the personal data, or are allowed or compelled by law to do so. For example, financial institutions and payments and messaging service providers may from time to time be required, under subpoena or otherwise, to provide certain transaction information to authorities or other official bodies, whether located in the European Union or overseas, to assist in the prevention of terrorism, money laundering and other crimes.
      
4. We operate globally and therefore personal data may be processed and disclosed as described above in any country in which we conduct business or have a service provider. This may include some countries that do not provide the same statutory protection for Personal Data as the EU Data Protection Directive and implementing legislation or the laws of other EMEA Countries, where they may apply.
   
5. We and other companies in the J.P. Morgan Group may contact individuals by mail, e-mail, SMS, telephone and other electronic means to provide information on products and services that we believe will be of interest, unless an individual objects to receiving such information. Anyone who does not wish to receive such communications from us should contact their Relationship Manager or Client Services.
   
6. To the extent permitted by applicable law, we may record and monitor electronic communications (including e-mail and telephone) to ensure compliance with our legal and regulatory obligations and internal policies and for the purposes outlined above.
   
7. Individuals about whom we process personal data may request a copy of the personal data held in relation to them by us. We may, where allowed by law, charge a fee for this. If any personal data is found to be wrong, the individual concerned has the right to ask us to amend, update or delete it, as appropriate. In some circumstances individuals also have a right to object to the processing of their personal data.
   
8. This privacy policy may change from time to time and should be reviewed periodically.

   
   * It should be noted that the concept of personal data in the data protection laws of Austria and Italy includes information about corporate bodies as well as individuals.

Cookie Policy

A cookie is a text-only string of information that a website transfers to the cookie file of the browser on your computer's hard disk so that the website can remember certain information about you.  This can include which pages you have visited, choices you have made from menus, any specific information you have entered into forms and the time and date of your visit. Cookies cannot be used by themselves to identify you.

Two types of cookies are used on this website.

Session cookies are temporary cookies that remain in the cookie file of your browser until you leave the site.

We use session cookies to:

• carry information across pages of our site and avoid you having to re-enter information each time you enter a new page.

Persistent cookies remain in the cookie file of your browser even after the browser is closed.  The length of time a cookie remains depends on its lifespan.

We use persistent cookies to;

• help us recognise you as a unique user (just a number) when you return to our website
• to remember what kind of user you are and which parts of the information available to you, you have shown an interest in
• collect and compile anonymous, aggregated information for statistical and evaluation purposes to help us understand how users use the website and help us improve the structure of our website.

No personal information is stored in our cookies.

Most browsers are initially set to accept cookies.  However, you have the ability to disable cookies if you wish, generally through changing the internet software browsing settings.  It may also be possible to change the settings to enable acceptance of specific cookies.  Please refer to the help section on your browser.  If cookies are disabled it may mean that not all services of a site, or indeed any, might be available.

For more information about cookies and how to disable them please visit www.allaboutcookies.org